How many parts does Medicare have?

Medicare is structured into four distinct parts, each serving different healthcare needs for eligible individuals, typically those aged 65 and older or with specific disabilities.

The first part, Part A, primarily covers hospital insurance, including inpatient hospital stays, skilled nursing facility care, hospice, and some home health care. Part B, on the other hand, is designed for medical insurance, covering outpatient care, doctor visits, preventive services, and some necessary medical equipment.

Part C, known as Medicare Advantage, is a bundled plan that includes coverage from both Part A and Part B, often with additional benefits that may include vision or dental care, and is offered by private insurance companies that are approved by Medicare. Finally, Part D provides prescription drug coverage, helping to lower the costs of medications.

This multifaceted approach allows Medicare to address a wide range of healthcare needs, making the four-part structure essential for comprehensive coverage. Other options suggest fewer or more parts, which does not accurately reflect the established structure of the Medicare program.