What is the role of Medicare Advantage plans?

Medicare Advantage plans, also known as Medicare Part C, are designed to replace traditional Medicare, which consists of Part A (hospital insurance) and Part B (medical insurance). When individuals enroll in a Medicare Advantage plan, they receive all their Medicare benefits through the plan instead of directly from the government. This means that these plans cover the same services provided under Part A and Part B, often with additional benefits such as vision, dental, and fitness programs.

The choice indicating that Medicare Advantage plans replace and cover expenses found in Part A and B highlights their role as a comprehensive alternative to traditional Medicare. While some Medicare Advantage plans may offer supplemental benefits, their primary function is to provide the core Medicare benefits within a managed care framework, allowing for coordinated care and often lower out-of-pocket costs for members. This makes them an attractive option for many beneficiaries looking for a one-stop solution for their healthcare needs.